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If you are a frequent traveler or just looking to earn rewards on your everyday purchases, applying for a credit card can be a smart move. American Airlines offers several credit card options that can provide you with perks and benefits, including earning miles towards free flights and access to exclusive airport lounges. In this article, we will guide you on how to get an American Airlines credit card and help you choose the card that best fits your travel needs.
Contents
- How to Get an American Airlines Credit Card?
- Step 1: Choose the Right American Airlines Credit Card
- Step 2: Check Your Credit Score
- Step 3: Apply for the American Airlines Credit Card
- Step 4: Wait for Approval
- Step 5: Activate Your American Airlines Credit Card
- Step 6: Use Your American Airlines Credit Card
- Step 7: Pay Your Credit Card Bills on Time
- Step 8: Redeem Your American Airlines Credit Card Rewards
- Step 9: Compare American Airlines Credit Cards with Other Credit Cards
- Step 10: Cancel Your American Airlines Credit Card If Not Needed
- Frequently Asked Questions
- What are the benefits of having an American Airlines Credit Card?
- What are the eligibility requirements for getting an American Airlines Credit Card?
- How can I apply for an American Airlines Credit Card?
- What fees and interest rates are associated with an American Airlines Credit Card?
- How can I manage my American Airlines Credit Card account?
- American Airlines Credit Cards Review 2023
- How Many Aircraft Does American Airlines Have?
- Is American Airlines Business Class Worth It?
- Can You Have 2 Carry Ons For American Airlines?
How to Get an American Airlines Credit Card?
Are you a frequent flyer with American Airlines? If yes, then getting an American Airlines credit card can be a great way to save money on your travel expenses. The American Airlines credit card offers various benefits such as free checked bags, priority boarding, and bonus miles on purchases. In this article, we will guide you on how to get an American Airlines credit card.
Step 1: Choose the Right American Airlines Credit Card
American Airlines offers various credit cards with different benefits. You need to choose the right one according to your travel needs. If you are a frequent flyer, then the Citi/AAdvantage Executive World Elite Mastercard can be the right choice. It offers complimentary Admirals Club access and priority check-in, security, and boarding. If you want to earn bonus miles on purchases, then the AAdvantage Platinum Select World Elite Mastercard can be a good option.
Benefits of Citi/AAdvantage Executive World Elite Mastercard
- Complimentary Admirals Club access
- Priority check-in, security, and boarding
- Free checked bags
- 25% savings on in-flight purchases
- Global Entry or TSA PreCheck application fee credit
Benefits of AAdvantage Platinum Select World Elite Mastercard
- 2x miles on American Airlines purchases
- 1x miles on other purchases
- Free checked bags
- $125 American Airlines flight discount after spending $20,000 in a year
- 25% savings on in-flight purchases
Step 2: Check Your Credit Score
Before applying for an American Airlines credit card, you should check your credit score. A good credit score can increase your chances of approval and also get you better credit card offers. You can check your credit score for free on various websites like Credit Karma, Credit Sesame, etc.
Step 3: Apply for the American Airlines Credit Card
Once you have chosen the right American Airlines credit card and checked your credit score, you can apply for the credit card. You can apply for the credit card online or by calling the customer service number of the credit card issuer. You need to provide your personal and financial information in the application form.
Requirements for Applying for the American Airlines Credit Card
- 18 years or older
- Social Security Number
- Annual Income
- Employment Information
Step 4: Wait for Approval
After submitting the application form, you need to wait for the approval. The credit card issuer will check your credit score and other financial information before approving or rejecting your application. If your application is approved, you will receive your American Airlines credit card in a few days.
Step 5: Activate Your American Airlines Credit Card
Once you receive your American Airlines credit card, you need to activate it before using it. You can activate your credit card online or by calling the customer service number of the credit card issuer. You need to provide your credit card details and personal information to activate it.
Step 6: Use Your American Airlines Credit Card
Now that you have activated your American Airlines credit card, you can use it to make purchases and earn rewards. You can use your credit card to book flights, hotels, car rentals, and other travel expenses to earn bonus miles. You can also use your credit card for everyday purchases to earn miles.
Step 7: Pay Your Credit Card Bills on Time
To avoid late fees and interest charges, you should pay your credit card bills on time. You can set up automatic payments or reminders to ensure that you never miss a payment. Late payments can also hurt your credit score, so it’s important to pay your bills on time.
Step 8: Redeem Your American Airlines Credit Card Rewards
You can redeem your American Airlines credit card rewards for flights, hotels, car rentals, and other travel expenses. You can also redeem your rewards for gift cards, merchandise, and statement credits. You can redeem your rewards online or by calling the customer service number of the credit card issuer.
Benefits of American Airlines Credit Card Rewards
- Free flights, hotels, and car rentals
- Gift cards, merchandise, and statement credits
- Priority boarding, free checked bags, and other travel benefits
- Bonus miles on purchases
Step 9: Compare American Airlines Credit Cards with Other Credit Cards
Before getting an American Airlines credit card, you should compare it with other credit cards in the market. You should look at the annual fees, interest rates, rewards, and other benefits of the credit cards. You can use various comparison websites like NerdWallet, CreditCards.com, etc., to compare credit cards.
American Airlines Credit Card Vs Other Credit Cards
| Credit Card | Annual Fee | Interest Rate | Rewards | Travel Benefits |
|---|---|---|---|---|
| American Airlines Credit Card | $99 – $450 | 15.99% – 24.99% | Bonus miles on purchases | Free checked bags, priority boarding, etc. |
| Chase Sapphire Preferred | $95 | 15.99% – 22.99% | 2x points on travel and dining | Trip cancellation/interruption insurance, etc. |
| Citi Double Cash | $0 | 13.99% – 23.99% | 2% cash back on all purchases | N/A |
Step 10: Cancel Your American Airlines Credit Card If Not Needed
If you are not using your American Airlines credit card or if you are not satisfied with the benefits, you can cancel it. You should call the customer service number of the credit card issuer and request to cancel your credit card. You should also pay off your credit card balance before canceling it.
In conclusion, getting an American Airlines credit card can be a great way to save money on your travel expenses. You should choose the right credit card, check your credit score, apply for the credit card, wait for approval, activate the credit card, use it wisely, pay your bills on time, redeem your rewards, compare it with other credit cards, and cancel it if not needed.
Frequently Asked Questions
What are the benefits of having an American Airlines Credit Card?
By having an American Airlines Credit Card, you can earn miles for every dollar spent on eligible purchases such as flights, hotel stays, car rentals, and more. You also get priority boarding, a free checked bag for you and up to 4 companions, and access to reduced mileage awards.
Additionally, you can earn a sign-up bonus of up to 50,000 miles when you meet the minimum spending requirement within the first few months of opening the card, and there are no foreign transaction fees when using the card abroad.
What are the eligibility requirements for getting an American Airlines Credit Card?
To be eligible for an American Airlines Credit Card, you must be at least 18 years old and have a valid Social Security number or Taxpayer Identification Number. You also need to have a good credit score and income to qualify for the card.
The specific eligibility requirements may vary depending on the type of American Airlines Credit Card you are applying for, so make sure to review the terms and conditions before applying.
How can I apply for an American Airlines Credit Card?
You can apply for an American Airlines Credit Card online, by phone, or in person at an American Airlines ticketing location or participating bank branch. To apply online, visit the American Airlines Credit Card website and choose the card that best fits your needs. Then, fill out the application form and submit it for review.
You will typically receive a decision within a few minutes, but it may take up to several weeks if additional information is needed. If you are approved, you should receive your new card in the mail within 7-10 business days.
What fees and interest rates are associated with an American Airlines Credit Card?
Like most credit cards, the American Airlines Credit Card may have fees such as an annual fee, late payment fee, or balance transfer fee. The specific fees and interest rates may vary depending on the type of card you have and your creditworthiness.
It is important to review the terms and conditions of the card before applying to understand the fees and interest rates associated with it.
How can I manage my American Airlines Credit Card account?
You can manage your American Airlines Credit Card account online by logging in to your account on the American Airlines Credit Card website. From there, you can view your account balance, make payments, set up autopay, and view your rewards balance and redemption options.
You can also manage your account by phone or by mail, but online account management is the most convenient and efficient option.
American Airlines Credit Cards Review 2023
In conclusion, getting an American Airlines credit card can be a great way to earn rewards and enjoy travel perks. By following the steps outlined in this guide, you can apply for and obtain a credit card that suits your travel needs. With benefits such as free checked bags, priority boarding, and bonus miles, an American Airlines credit card can help make your travel experience smoother and more enjoyable.
It’s important to remember, however, that owning a credit card comes with responsibilities. Be sure to use your card responsibly and pay off your balance in full each month to avoid high interest rates and fees. Additionally, make sure to read the terms and conditions carefully before applying for any credit card to ensure that you fully understand the rewards, fees, and limitations.
Overall, obtaining an American Airlines credit card can be a smart decision for frequent travelers or those looking to earn rewards for their everyday purchases. With a little research and careful consideration, you can find the right card for you and start enjoying the benefits of travel rewards.
